Bhagyalaxmi Co-Operative Bank Ltd vs Babaldas Amtharam Patel (D) Through ...

insc-2026-205 Supreme Court of India 27 February 2026 • CIVIL APPEAL NO.3200 OF 2016 • 19 min read
9 cases cited (0 SG, 9 foreign) Cited by 1 case

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Judges (2)

Parties (2)

Case Significance

Bhagyalaxmi Co-Operative Bank Ltd vs Babaldas Amtharam Patel (D) Through ... is a Supreme Court of India decision dated February 27, 2026 (citation: insc-2026-205). Civil appeal concerning surety liability under the Indian Contract Act where the principal borrower exceeded the sanctioned credit limit without informing the guarantors. The Supreme Court held the sureties liable only for the original sanctioned amount of Rs.4 lakhs under Section 133, as the variance in terms was made without their consent. The bench comprised Justices B.V. Nagarathna and Ujjal Bhuyan. The judgment was delivered by Justice B.V. Nagarathna.

This case has been cited by 1 subsequent judgment. The judgment references 9 case citations.

Summary

Civil appeal concerning surety liability under the Indian Contract Act where the principal borrower exceeded the sanctioned credit limit without informing the guarantors. The Supreme Court held the sureties liable only for the original sanctioned amount of Rs.4 lakhs under Section 133, as the variance in terms was made without their consent.

What was the outcome of Bhagyalaxmi Co-Operative Bank Ltd vs Babaldas Amtharam Patel (D) Through ...?

Civil appeal concerning surety liability under the Indian Contract Act where the principal borrower exceeded the sanctioned credit limit without informing the guarantors. The Supreme Court held the su...

Statutes Cited

Cases Cited (9)

IN (9)
(1992) 3 SCC 159 (2006) 11 SCC 506 (2010) 12 SCC 458 2026 INSC 205 AIR 1934 All 616 AIR 1934 Cal 699 AIR 1955 Cal 217 AIR 1967 SC 1634 AIR 1992 Kar 108

Cited By (1)

Judgment

Read the full judgment on the official India Courts portal.

Read on Indian Kanoon

Source: Indian Kanoon (insc-2026-205)