New India Assurance Co. Ltd, Mumbai vs Namdeo Tukaram Kale And Others

ik-182480182 Bombay High Court 22 December 2025 • CIVIL APPLICATION NO.7297 OF 2014; CIVIL APPLICATION NO.8388 OF 2023 • 8 min read

Judges (1)

Counsel (4)

Parties (7)

Case Significance

New India Assurance Co. Ltd, Mumbai vs Namdeo Tukaram Kale And Others is a Bombay High Court decision dated December 22, 2025 (citation: ik-182480182). New India Assurance appealed against a MACT award for compensation arising from a fatal road accident in 2005. The insurer argued the driver's license was fake and therefore policy conditions were breached. The court dismissed the appeal, upholding the 'pay and recover' principle from Supreme Court jurisprudence — the insurance company must pay the third-party victim and recover from the insured, balancing the need for victim compensation with insurer interests. The claimants were permitted t The case was heard by Justice Abhay S. Waghwase. Counsel appearing: A. R. Syed (counsel for respondent), Faij J. Khan (counsel for respondent), M. R. Deshmukh (counsel for appellant), R. G. Hange (counsel for respondent).

Summary

New India Assurance appealed against a MACT award for compensation arising from a fatal road accident in 2005. The insurer argued the driver's license was fake and therefore policy conditions were breached. The court dismissed the appeal, upholding the 'pay and recover' principle from Supreme Court jurisprudence — the insurance company must pay the third-party victim and recover from the insured, balancing the need for victim compensation with insurer interests. The claimants were permitted to withdraw the deposited amount.

What was the outcome of New India Assurance Co. Ltd, Mumbai vs Namdeo Tukaram Kale And Others?

New India Assurance appealed against a MACT award for compensation arising from a fatal road accident in 2005. The insurer argued the driver's license was fake and therefore policy conditions were bre...

Judgment

Read the full judgment on the official India Courts portal.

Read on Indian Kanoon

Source: Indian Kanoon (ik-182480182)