Bank Of Baroda vs Sahil Chugh & Ors

ik-127833187 Delhi High Court 18 December 2025 • 10 min read

Judges (2)

Devendra Kumar Upadhyaya Coram Tushar Rao Gedela Delivered

Counsel (9)

Ishkaran Singh Bhandari Counsel Respondent Jagdish Chandra Counsel Respondent Maanya Saxena Counsel Respondent Naveen Malik Counsel Appellant Pankaj Vivek Counsel Appellant Piyush Yadav Counsel Respondent Siddharth Bajaj Counsel Respondent Suryansh Jamwal Counsel Appellant Tarun Kumar Counsel Appellant

Parties (4)

Bank of Baroda Appellant Babu Ram Respondent Deepak Singhal Respondent Sahil Chugh Respondent

Case Significance

Bank Of Baroda vs Sahil Chugh & Ors is a Delhi High Court decision dated December 18, 2025 (citation: ik-127833187). Bank of Baroda appealed against a single judge's order quashing Look Out Circulars (LOCs) issued by the bank against wilful defaulters to restrict their travel abroad. The Division Bench held that banks lack the power and jurisdiction to seek issuance of LOCs against defaulters, following the Bombay HC decision in Viraj Chetan, and that such restrictions on the fundamental right to travel must pass judicial review. The appeals were dismissed at the admission stage. The bench comprised Justices Devendra Kumar Upadhyaya and Tushar Rao Gedela. The judgment was delivered by Justice Tushar Rao Gedela.

Summary

Bank of Baroda appealed against a single judge's order quashing Look Out Circulars (LOCs) issued by the bank against wilful defaulters to restrict their travel abroad. The Division Bench held that banks lack the power and jurisdiction to seek issuance of LOCs against defaulters, following the Bombay HC decision in Viraj Chetan, and that such restrictions on the fundamental right to travel must pass judicial review. The appeals were dismissed at the admission stage.

What was the outcome of Bank Of Baroda vs Sahil Chugh & Ors?

Judgment

Read the full judgment on the official India Courts portal.

Read on Indian Kanoon

Source: Indian Kanoon (ik-127833187)